What each model actually covers
- Fully outsourced: help desk, endpoint management, patching, security tooling, backup, network, vendor coordination and strategy all sit with the provider
- Co-managed: internal staff keep user relationships and line-of-business applications; the provider takes monitoring, security, infrastructure, escalation and projects
- Both models need a written responsibility matrix — the failure mode in co-managed is always an unassigned task, not a technical gap